Brett Wilson departments and lawyers recognised in 2027 edition of Legal 500
by: Brett Wilson
October 1, 2026
Blog
Service charge and ground rent arrears debt recovery
Our experienced team work on behalf of numerous freeholders to assist them in recovering outstanding service charge and ground rent arrears.
Service Charge and Ground Rent Arrears
We aim to recover all sums due to you, in accordance with the terms of the lease/transfer deed including costs and interest. We utilise bespoke debt recovery software to ensure that cases are dealt with swiftly and you have real time access to the progress of your cases at any given time. In addition, our bespoke software has a secure link to the Civil National Business Centre allowing us to issue paperless claims and judgments (in relation to the money aspect of the claim) which means that cases are progressed efficiently without the inevitable delays that can occur when issuing paper-based claims.
Whilst we can tailor our process to one that suits your needs, typically our process would be to send an initial letter before action and if that does not elicit payment, we would issue a money claim.
If a claim is defended, our experienced team can expertly handle the process of dealing with defended claims up to and including the trial and including making (or defending) any interlocutory applications. Similarly, our team can assist with any applications to be made to the First Tier Tribunal.
Once judgment has been obtained, we would apply to the lender for payment (if there is one) and thereafter take steps to forfeit the lease including preparing a s146 notice and issuing forfeiture proceedings. In circumstances where the property is a freehold property, we would work with you to ascertain the most appropriate enforcement option (typically a charging order) and then determine whether, once the judgment is secured, an application for an order for sale should be made.
We offer a clear charging structure for our service charge and ground rent debt recovery services and we do not charge commission on any payments recovered meaning that you will receive the entirety of the sums recovered on your behalf.
Click here to see our pricing structure for service charge and ground rent arrears debt recovery
If you would like to discuss moving your service charge and ground rent arrears recovery work to Brett Wilson please contact Vishalee Amin (020 7183 8950) to request a no-obligation meeting or discussion
Recent Reported Cases
How do I instruct Brett Wilson?
The first step is to attend a preliminary consultation. At the consultation we will advise you on the strength of your case, talk through the relevant practical and legal issues, and set out your options. We will review relevant documentation ahead of the consultation. The consultation will help you understand your position and allow you to make an informed decision about what action to take.
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Consultations take place in our London offices or by Teams/Zoom/telephone. We can also travel to you.
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To request a consultation please send us an email, complete our online enquiry form or call us on 020 7183 8950.
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Details of the cost of a consultation will be provided following your enquiry.
We regret that we are unable to review your case, consider papers or provide advice prior to a consultation or without being formally instructed. We do not offer alternative funding arrangements.
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